Current closing costs in US
(California is not too bad we are #22)
Closing costs | |||||
|---|---|---|---|---|---|
| 2014 rank | State | Lender's origination fees | Third-party fees | Origination plus third-party fees | |
| 1 | Texas | $2,280 | $766 | $3,046 | |
| 2 | Alaska | $2,195 | $703 | $2,897 | |
| 3 | New York | $2,109 | $783 | $2,892 | |
| 4 | Hawaii | $2,009 | $799 | $2,808 | |
| 5 | Wisconsin | $2,035 | $671 | $2,706 | |
| 6 | Nebraska | $1,975 | $679 | $2,654 | |
| 7 | Vermont | $1,979 | $670 | $2,649 | |
| 8 | Florida | $1,982 | $666 | $2,648 | |
| 9 | New Hampshire | $1,975 | $666 | $2,641 | |
| 10 | New Jersey | $1,891 | $733 | $2,625 | |
| 11 | Alabama | $1,967 | $646 | $2,613 | |
| 12 | North Carolina | $1,887 | $714 | $2,602 | |
| 13 | North Dakota | $1,936 | $663 | $2,599 | |
| 14 | Kansas | $1,956 | $625 | $2,582 | |
| 15 | Louisiana | $1,928 | $652 | $2,580 | |
| 16 | Rhode Island | $1,931 | $645 | $2,576 | |
| 17 | Massachusetts | $1,871 | $693 | $2,564 | |
| 18 | South Dakota | $1,940 | $623 | $2,563 | |
| 19 | Mississippi | $1,931 | $629 | $2,560 | |
| 20 | Oregon | $1,896 | $663 | $2,559 | |
| 21 | Connecticut | $1,885 | $670 | $2,555 | |
| 22 | California | $1,881 | $661 | $2,542 | |
| 23 | Utah | $1,889 | $648 | $2,537 | |
| 24 | Wyoming | $1,890 | $628 | $2,518 | |
| 25* | West Virginia | $1,805 | $711 | $2,516 | |
| 25* | Delaware | $1,771 | $745 | $2,516 | |
| 25* | New Mexico | $1,761 | $755 | $2,516 | |
| 28 | Pennsylvania | $1,907 | $603 | $2,511 | |
| 29 | Oklahoma | $1,908 | $591 | $2,498 | |
| 30 | Maine | $1,854 | $643 | $2,497 | |
| 31 | South Carolina | $1,786 | $708 | $2,494 | |
| 32 | Montana | $1,796 | $695 | $2,491 | |
| 33 | Illinois | $1,841 | $640 | $2,481 | |
| 34 | Virginia | $1,840 | $639 | $2,479 | |
| 35 | Iowa | $1,773 | $675 | $2,448 | |
| 36* | Idaho | $1,800 | $641 | $2,440 | |
| 36* | Indiana | $1,796 | $644 | $2,440 | |
| 38 | Minnesota | $1,836 | $619 | $2,436 | |
| 39 | Colorado | $1,817 | $619 | $2,436 | |
| 40* | Washington | $1,830 | $605 | $2,435 | |
| 40* | Michigan | $1,835 | $600 | $2,435 | |
| 42 | Georgia | $1,766 | $667 | $2,433 | |
| 43 | Kentucky | $1,790 | $640 | $2,430 | |
| 44 | Arizona | $1,810 | $615 | $2,425 | |
| 45 | Arkansas | $1,815 | $605 | $2,420 | |
| 46 | Maryland | $1,836 | $568 | $2,404 | |
| 47 | District of Columbia | $1,791 | $612 | $2,402 | |
| 48 | Ohio | $1,707 | $685 | $2,392 | |
| 49 | Missouri | $1,749 | $638 | $2,387 | |
| 50 | Tennessee | $1,746 | $620 | $2,366 | |
| 51 | Nevada | $1,570 | $695 | $2,265 | |
| Average | $1,877 | $662 | $2,539 | ||
*Denotes a tie
Bankrate.com surveyed up to 10 lenders in each state in June 2014 and obtained online good faith estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in the state's largest city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items.
